Job Duties
Insurance adjusters
1. Investigate circumstances surrounding insurance claims to determine validity of claim
2. Inspect automobile, home or other property damage
3. Take statements and consult with claimants, accident witnesses, doctors and other relevant individuals and examine records or reports
4. Determine amount of loss or damages covered by insurance policies
5. Negotiate settlement of claims
6. Prepare adjustment reports.
Insurance claims examiners
1. Review, examine, calculate and authorize insurance claims investigated by insurance adjusters
2. Examine adjusters' reports and similar insurance claims or precedents to determine extent of insurance coverage
3. Ensure claims are valid and settlements are made according to company practices and procedures
4. Consult lawyers, doctors or other relevant individuals to discuss insurance claims
5. Approve automobile, fire, life, disability, dental or other insurance claims.
Education Requirement
1. Completion of secondary school is required.
2. A bachelor's degree, college diploma or some post-secondary education or several years of experience as a clerk in the claims department or other general insurance experience is required.
3. Several years of on-the-job training and completion of insurance industry courses and training programs are required.
4. Independent adjusters require a provincial licence issued by the Superintendent of Insurance in the province or territory of employment.
4 to 8 years experience required 
52,500 CAD to 77,300 CAD P.A. 
Canada
